Your credit score isn’t just about making payments on time. Large purchases and high credit usage can temporarily lower it. Here’s what you need to know to stay in control of your score.
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When the Federal Reserve changes interest rates, it can ripple through to your wallet — but not all loans react the same way. Short-term and variable-rate loans, like credit cards or auto loans, usually move with the Fed’s rate changes, while long-term fixed loans, such as mortgages, often follow different market factors like Treasury bonds.
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Your credit can play a big role in your life. It can affect whether you’re approved for a loan, how much interest you’ll pay, or even if you’re able to rent an apartment. A common question we hear is: “Is a credit score the same as a credit report?” The answer is no — but […]
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Some car companies seem to be pushing their new model year vehicles onto the lots earlier than ever, and with the new vehicles ready to hit dealerships, summer is the perfect time to get prequalified for a car or auto loan through Metco Credit Union. Why Late Summer/Fall is the Perfect Time to Buy a […]
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Everyone’s financial path looks a little different. Whether you’re just getting started, saving for your child’s education, or preparing for retirement, the way you save—and the tools you use—should reflect your goals, timeline, and comfort level. At Metco Credit Union, we offer a variety of dependable, low-risk investment options. But just as important, we’re here […]
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Getting your finances in order doesn’t happen overnight — it’s a marathon, not a sprint. But with the right support, tools, and consistent guidance, real progress is not only possible — it’s life-changing. Metco Credit Union’s Financial Empowerment program is designed to walk alongside you, step by step. The more you engage with the process, […]
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Teaching kids about money doesn’t require a finance degree — just a few simple, hands-on strategies. April is Financial Literacy Month, and it’s the perfect time to start the conversation. While the idea of discussing budgeting and saving might seem intimidating, it doesn’t have to be! With a few simple strategies, you can help your […]
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Thinking about trading in or buying a new car? 💡 Don’t walk into the dealership unprepared! Learn how to maximize your trade-in value, avoid hidden fees, and secure financing that works for your budget. This quick guide from Metco Credit Union walks you through everything you need to know to get the best deal—before, during, and after your purchase.
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Thinking about buying a home or refinancing your mortgage? The process doesn’t have to be stressful. Whether you’re a first-time buyer, exploring refinancing options, or preparing to get pre-approved, understanding mortgages can help simplify the process. This guide will walk you through the key steps so you can make informed decisions with confidence. Let’s dive […]
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At Metco Credit Union, we understand that life’s financial challenges can sometimes feel overwhelming. Whether you’re looking to create a budget, build your credit score, or save for a major life event, you don’t have to navigate these hurdles alone. That’s where our Financial Empowerment program comes in. This free program is designed to provide […]
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