Credit Builder Loan

Build credit and confidence with our Credit Builder Loan

This unique loan doesn’t require credit or income verification—making it an easy way to build savings, boost your credit score, or fund a financial goal.

• Borrow up to $5,000
• We’ll deposit the funds into a savings account in your name.
• The funds are frozen while you make consistent, on-time payments toward the loan. These payments are reported to the credit bureaus, which will build your credit score.
• Once the loan is paid in full, the funds are released and can be used for any purpose— whether an emergency fund, significant purchase, or other financial goals!

APR, terms, and conditions may vary based on the loan amount and individual circumstances. All loans available to eligible members. Funds may be used for any purpose. Restrictions may apply. Contact us for more details. Federally insured by NCUA. Equal Housing Opportunity.