Refinancing can lower payments or free up cash—but it’s not always the right move. The real question isn’t can you refinance, but should you. Learn when refinancing auto or home loans makes sense, when it doesn’t, and how to decide what’s best for your financial goals.
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Recover from holiday spending by checking your credit report. January is the perfect time to spot high utilization, missed payments, or fraud. Metco members can easily monitor their credit health with SavvyMoney. Check your score today to ensure a strong financial start to the year!
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The U.S. has stopped making new pennies for circulation, and they’ll gradually disappear from wallets and cash drawers. For members, this means cash purchases may be rounded to the nearest five cents—but digital payments stay exact. At Metco Credit Union, we’re here to help you navigate the change and make sure your money always adds up.
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Holiday spending got you feeling behind? You can turn things around fast. From lowering payments to setting up focused savings and automating good habits, these five tips will help you regain financial control this January. Tap into the full blog to start your fresh-year reset.
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Your credit score isn’t just about making payments on time. Large purchases and high credit usage can temporarily lower it. Here’s what you need to know to stay in control of your score.
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When the Federal Reserve changes interest rates, it can ripple through to your wallet — but not all loans react the same way. Short-term and variable-rate loans, like credit cards or auto loans, usually move with the Fed’s rate changes, while long-term fixed loans, such as mortgages, often follow different market factors like Treasury bonds.
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Your credit can play a big role in your life. It can affect whether you’re approved for a loan, how much interest you’ll pay, or even if you’re able to rent an apartment. A common question we hear is: “Is a credit score the same as a credit report?” The answer is no — but […]
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Everyone’s financial path looks a little different. Whether you’re just getting started, saving for your child’s education, or preparing for retirement, the way you save—and the tools you use—should reflect your goals, timeline, and comfort level. At Metco Credit Union, we offer a variety of dependable, low-risk investment options. But just as important, we’re here […]
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Getting your finances in order doesn’t happen overnight — it’s a marathon, not a sprint. But with the right support, tools, and consistent guidance, real progress is not only possible — it’s life-changing. Metco Credit Union’s Financial Empowerment program is designed to walk alongside you, step by step. The more you engage with the process, […]
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Teaching kids about money doesn’t require a finance degree — just a few simple, hands-on strategies. April is Financial Literacy Month, and it’s the perfect time to start the conversation. While the idea of discussing budgeting and saving might seem intimidating, it doesn’t have to be! With a few simple strategies, you can help your […]
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