Personal Loans

At Metco Credit Union, we make it simple to get the money you need — no collateral required. Our unsecured personal loans (also known as signature loans) are designed to give you financial flexibility for life’s planned and unplanned expenses. You’ll enjoy low, competitive rates, fast processing, and decisions made right here in Cedar Rapids by people who understand your needs.

Why Choose a Metco Personal Loan?

  • Local decisions and personalized service
  • Fixed rates and predictable monthly payments
  • Fast approval and flexible terms
  • No collateral required

Our friendly, local team will help you find the right solution for your budget, so you can focus on what matters most.

Whether you’re looking to consolidate debt, cover an emergency, or finance a special purchase, Metco Credit Union makes borrowing easy.
Our quick, online application process and local support team mean you’ll get answers fast — without the hassle.

*Annual Percentage Rate. Loans offered with approved credit and terms subject to change without notice. Not all borrowers will quality. Other terms and restrictions may apply, see credit union for full details and disclosures. Federally insured by NCUA.

Exterior of the Metco Credit Union building.
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