Credit Cards

CONSUMER CREDIT CARDS


Choosing the right credit card is easier than ever.

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

  • Convenient and Flexible Purchasing Power. Accepted at millions of
    locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases
    when your card is lost or stolen.
  • Cardmember Service is available 24 hours a day/365 days per year.
  • Plus much more!

To access your NEW card and make payments online, please setup a username and password on this site: www.myaccountaccess.com.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

BUSINESS CREDIT CARDS


Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases
    when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Card FAQs

Yes! We have a variety of personal and business credit cards based on your needs and planned usage. Visit our credit card services page for more details.

Card services is available 24 hours a day, 365 days per year at 1.800.558.3424 (consumer card) 866.552.8855 (business card)

Yes! Visa Debit cards are offered to qualified members, and are a great complement to our FREE Checking Accounts.

Yes! Our debit cards are compatible with Fitbit, Garmin Pay, Apple Pay and Samsung Pay.

To dispute a purchase made with your Metco debit card, please call 1.833.288.1126. Our debit card customer service representatives will also call you using this number if a potentially unauthorized transaction is discovered on your card.

Sign-up for Metco’s Debit Card Roundup Savings program and every purchase you make with your Metco debit card will round-up your purchases to the next whole dollar amount and drop the rounded amount into a savings account for you. This makes it easier to track your spending and set aside a little cash to save or spend. Learn more here.

No, we do not at this time.   If you have an existing prepaid Metco Visa Gift Card, the funds are still available and the card can be used.  However,  we are unable to load additional funds to these cards.

We no longer issue gift or reloadable cards.

Brella is a free service that helps you protect your Metco debit card by sending you alerts when your card is used so you can quickly detect unauthorized or fraudulent activity on your account. Users have the option to receive text or email alerts, and the service can be accessed via a computer or mobile app. You can also check your account balance anytime, turn your card off and on, send money to other users and find nearby ATMs. Learn more and download the Brella app here.

It is a surcharge-free ATM. Metco Credit Union participates in the Privileged Status program, therefore Metco members are allowed to use the ATMs of other participating Privileged Status financial institutions without paying surcharge fees at the machine.

Visit the Privileged Status ATM locator here: https://www.shazam.net/atms/

Exterior of the Metco Credit Union building.
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