Metco Credit Union
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Debit Card

Visa Debit cards are offered to qualified members, and are a great complement to our FREE Checking Accounts.  Our debit cards feature:

  • Free, unlimited debit transactions at merchants
  • No-fee ATM transactions at Privileged Status ATMs
  • EMV Chip Technology to protect your in-person transactions
  • Automatic enrollment in our Verified by Visa program
  • Sign-up for Metco’s Debit Card Round-Up Savings program and every POS (signature transaction) purchase you make with your debit card will help you save some extra cash!

Apply for a no-annual-fee debit card securely online or stop in to the credit union to complete an application.

If your Visa Debit Card is lost or stolen, call 1.800.383.8000

To dispute a purchase made with your Debit Card – 1.833.288.1126

Our debit card customer service representatives will also call you using this number if a potentially unauthorized transaction is discovered on your card. 

Should you choose “Debit” or “Credit” when using your debit card at a merchant location?

When making a purchase, it makes a difference whether you choose “credit” or “debit”:
When you say “Debit” and enter your PIN number:

  • You enter your four-digit PIN to complete the transaction
  • You can access a limit of $200 per day
  • The merchant charges the credit union a fee for each transaction

When you say “Credit” and swipe your card, and then sign the receipt:

  • You can use up to the balance in your checking account or a limit of $1,500 per day, whichever is less.
  • The credit union receives some income from the ATM Network for this transaction
  • You have far more consumer protection rights when used as a credit card

Card FAQs

Yes! We have a variety of personal and business credit cards based on your needs and planned usage. Visit our credit card services page for more details.

Card services is available 24 hours a day, 365 days per year at 1.800.558.3424 (consumer card) 866.552.8855 (business card)

Yes! Visa Debit cards are offered to qualified members, and are a great complement to our FREE Checking Accounts.

Yes! Our debit cards are compatible with Fitbit, Garmin Pay, Apple Pay and Samsung Pay.

Please call card services at 1.800.383.8000

To dispute a purchase made with your Metco debit card, please call 1.833.288.1126. Our debit card customer service representatives will also call you using this number if a potentially unauthorized transaction is discovered on your card.

Sign-up for Metco’s Debit Card Roundup Savings program and every purchase you make with your Metco debit card will round-up your purchases to the next whole dollar amount and drop the rounded amount into a savings account for you. This makes it easier to track your spending and set aside a little cash to save or spend. Learn more here.

No, we do not at this time.   If you have an existing prepaid Metco Visa Gift Card, the funds are still available and the card can be used.  However,  we are unable to load additional funds to these cards.

We no longer issue gift or reloadable cards.

Brella is a free service that helps you protect your Metco debit card by sending you alerts when your card is used so you can quickly detect unauthorized or fraudulent activity on your account. Users have the option to receive text or email alerts, and the service can be accessed via a computer or mobile app. You can also check your account balance anytime, turn your card off and on, send money to other users and find nearby ATMs. Learn more and download the Brella app here.

It is a surcharge-free ATM. Metco Credit Union participates in the Privileged Status program, therefore Metco members are allowed to use the ATMs of other participating Privileged Status financial institutions without paying surcharge fees at the machine.

Visit the Privileged Status ATM locator here: https://www.shazam.net/atms/

Exterior of the Metco Credit Union building.
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