Refinancing can lower payments or free up cash—but it’s not always the right move. The real question isn’t can you refinance, but should you. Learn when refinancing auto or home loans makes sense, when it doesn’t, and how to decide what’s best for your financial goals.
Read More
Recover from holiday spending by checking your credit report. January is the perfect time to spot high utilization, missed payments, or fraud. Metco members can easily monitor their credit health with SavvyMoney. Check your score today to ensure a strong financial start to the year!
Read More
When the Federal Reserve changes interest rates, it can ripple through to your wallet — but not all loans react the same way. Short-term and variable-rate loans, like credit cards or auto loans, usually move with the Fed’s rate changes, while long-term fixed loans, such as mortgages, often follow different market factors like Treasury bonds.
Read More
