Fee Schedule

Effective 7/01/2025

Card Fees
Debit CardFREE
First ten transactions per monthFREE
Transactions after ten each month$0.75 each*
Replacement Card and/or PIN (waived if stolen)$10.00*
Credit Card Cash Advance Fee (Member & Non-Member)$5.00
Stop Payment Fees
Share Draft & ACH Items$28.00/item*
Metco Official Check (w/ management approval only)$30.00/item*
Overdrafts
Courtesy Pay Items$28.00/item
NSF Return Items$28.00/item
Return Deposit Items$10.00/item*
Checks
Check Cashing (savings only with less than $300, 30 day average balance)$ 1.00
First Metco Official CheckFREE
Additional Metco Official Checks$3.00/check
Cashier Check$5.00/check
Money Orders$3.00/item
Non-Member Official Check$10.00/check
Other
Check Copies$2.00/check*
Statement Copies$3.00 each*
Incoming Wire$10.00 each
Outgoing Wire$20.00 each
Account Research and Reconciliation$30.00/hour* & $ 30.00/min.
Notary for Non-member$5.00/notary
Incoming & Outgoing Fax$5.00/fax
Inactive Account (savings only with <$100 balance/and no activity for 12 mo.)$5.00/month
Premature Account Closing (less than 6 months)$5.00/account
Check Collection (Return Deposit Item)$15.00/item* plus mileage
Check Collection (Funds Available)$15.00/item*
Garnishment/Levies$50.00/$ 25.00
Address Research return mail$5.00/month
IRA external transfer fee or closing$25.00/transfer
Written loan payoff request$10.00
Lien Subordination$25.00
Health Savings Account$3.00/month
Non-Member Coin5% of amount
Safety Deposit Boxes
3 x 10 x 21$25.00/year
5 x 10 x 21$45.00/year
10 x 10 x 21$75.00/year
Loan Fees
Application Fees <$3,000 and <12 month term$30.00
GAP Advantage$549.00

*May be subject to sales tax.

Exterior of the Metco Credit Union building.
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