From RVs and boats to golf carts and side-by-sides, summer recreation trends are booming—and financing is making it easier than ever to join in the fun.
By Regan Carlo, VP of Operations
Summer has a way of making Iowans think a little bigger. Maybe it’s the fertile fields, open roads, nearby lakes, or just the fact that the weather finally cooperates. Whatever the reason, summer is the season to make the most of the great outdoors—and flexible financing options are making recreation on the road, water, or trail a lot more doable.
From RVs and campers to boats and trail-ready vehicles, summer “toys” are more popular than ever—and the ways people are using them continue to evolve.
RVs and campers have surged in popularity in recent years. The appeal is easy to understand: a home-on-wheels that lets you explore national parks, visit family, or take off for a long weekend without the hassle of booking hotels. Whether it’s a compact camper van or a full motorhome, there’s an option for nearly every lifestyle and budget.
Boating remains a timeless summer staple. From quiet mornings fishing on the lake to full-speed days with family and friends, a boat opens the door to a completely different kind of summer experience. The Midwest’s lakes and rivers make it a natural fit for anyone bitten by the boating bug.
Then there are ATVs and side-by-sides—the go-to vehicles for outdoor enthusiasts. Whether it’s trail riding, camping trips, or practical use around the farm, these vehicles offer versatility and fun.
Have you noticed an increase in golf carts and side-by-sides on area roadways? More communities in Iowa and the Midwest are updating local ordinances to allow these low-speed vehicles on city streets, turning what was once a convenience into a practical transportation option. Running errands, grabbing coffee, or visiting neighbors suddenly becomes easier—and a lot more enjoyable.
With gas prices always top of mind, it’s easy to see why this trend is gaining traction. These vehicles offer an affordable, efficient alternative for short trips. They’re easier to park, cost less to operate, and are a lot of fun to drive!
The biggest shift isn’t just what people are driving or their preferred summer toys—it’s how they’re paying for it. Recreational vehicles can be a big investment, but with the right financing they’re often more attainable than you might expect.
Metco Credit Union offers competitive rates, flexible terms, and personalized service for:
If your summer plans include road trips, lake days, trail rides, or neighborhood cruising, we’re here to help make them happen.
Check out current rates, apply online, or contact a lender today—then get out and enjoy your summer!