Looking for a vehicle loan that fits your needs? Look no further – Metco Credit Union offers competitive loan rates, fast pre-approvals, and refinancing options for your car, truck or SUV to help you save more and stress less! Whether you’re buying new, used or want to refinance your current auto loan, we’re here to help you hit the road with confidence.
When you finance your vehicle with Metco Credit Union, you get more than just a great rate. You get personalized service and flexible loan terms designed to fit your lifestyle.
Shopping for a new or used car is exciting—but getting pre-approved for your auto loan can make the process smoother and more affordable. At Metco Credit Union, we offer pre-approvals for vehicle loans so you’ll know your exact budget, loan amount, and terms before you even set foot in a dealership.
If you’re looking at used vehicles, having a realistic price range is essential. Our team can help you determine a fair price for the car you want by using trusted resources like NADA Book Values so you can make an informed decision.
A pre-approval gives you clear, detailed information about your interest rate, maximum loan amount, and estimated monthly payment. With this knowledge, you can confidently shop within your budget, knowing exactly what you can afford.
Optional GAP (Guaranteed Asset Protection) and Extended Warranty coverage can provide peace of mind—and we offer these programs at 40% less than many other lenders. Choosing Metco for these add-ons can save you significant costs over time, ensuring you’re covered without overspending.
Whether you’re ready to buy or just starting your search, getting pre-approved with Metco Credit Union puts you in control. Simply contact one of our lenders and enjoy the confidence of knowing your loan is set up to fit your budget and your goals.
If you’re currently making payments to another lender, refinancing your auto loan with Metco could help lower your rate or monthly payment. The process is simple and in some cases, you could save THOUSANDS of dollars over the life of your loan!
That’s OK! After making a few payments, you can typically refinance with Metco to take advantage of our lower rates and KEEP the rebate.
CARFAX® Vehicle History Reports can be a valuable tool when purchasing a used car! A CARFAX report provides a comprehensive overview of a vehicle’s history, highlighting potential issues such as accidents, ownership changes, title problems (like salvage or lemon status), maintenance records, mileage discrepancies, and prior usage (e.g., rental or commercial). The information is gathered from thousands of reliable sources, including state DMVs and insurance companies, helping you make more informed decisions when buying a used vehicle.
CARFAX Vehicle History Reports are available to Metco members at a discounted rate of just $20 each—a savings of $25! Plus, if you finance the vehicle through Metco, we’ll refund the cost of that vehicle’s CARFAX report.
Whether you’re buying or refinancing, Metco Credit Union makes it easy to apply securely online. Our loan officers are ready to guide you through every step – from application to approval.
Start your application now or reach out to our loan department with any questions.
As your trusted local credit union in Cedar Rapids, Metco is proud to serve members throughout the area with smart, affordable auto financing options. Join Metco and see the credit union difference.
