We are located in Cedar Rapids, Iowa, and our field of membership includes:
However, once you’re a member of Metco, you’re always a member, no matter where you move or work.
Yes! Your deposits are federally insured by the NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.
An initial deposit of $5.00 is required to open a share savings account with Metco. That $5 deposit makes you a member-owner of Metco Credit Union, and able to take advantage of our wide variety of financial services.
Simply schedule a virtual or in-person appointment, or submit an online membership application and we’ll be in touch with you shortly!
Our routing number is 273973100
No! Once you become a member of Metco, you can maintain your accounts with us for life, no matter where you live or work.
For security reasons, it is preferred that members stop in to the Metco branch to sign a change of address form. However, if that is inconvenient or not possible, please contact us to discuss other options.
We have a variety of savings and investment accounts.
Our savings accounts include special & club savings accounts, youth accounts, accounts for members who are age 55+, business accounts and more.
To grow your money faster or for the long-term, we offer money market accounts, certificates of deposit (CDs), IRAs and ESAs.
More information on all of these accounts can be found under the “Savings & Checking” tab of our website.
If you are already a member of Metco, you can call or stop in to open a special or club savings account, or you can open one instantly inside of Online Banking.
If you are not yet a member of Metco, you can establish a membership by opening a savings account with a $5 deposit. Simply schedule a virtual or in-person appointment, or submit an online membership application and we’ll be in touch with you shortly!
If you are already a member of Metco, you can call or stop in to open a checking account, or schedule an in-person or virtual appointment with us.
If you are not yet a member of Metco, you need to first establish a membership by opening a savings account with a $5 deposit. Simply schedule a virtual or in-person appointment, or submit an online membership application and we’ll be in touch with you shortly! At that time, we can also talk with you about opening a checking account.
If you are already a Metco member, we likely will not need any additional documentation.
If you are not yet a Metco member, the following documents will be required to join:
You can have your paycheck or other transfers deposited directly into your Metco accounts. You’ll need to provide Metco’s routing number, 273973100, and the full account number, which can be found in Online or Mobile banking, or on the bottom of your checks.
Ultimate Checking is a rewards checking account that offers a bonus rate on balances up to $15,000 once certain requirements are met. Learn more.
Courtesy Pay is a way for us to provide a higher level of service to our members by helping protect your account and reputation when an inadvertent overdraft occurs. Courtesy Pay may cover your insufficient funds checks, up to a $500 limit, for one low fee per covered overdraft transaction; saving you additional charges from the merchant collection companies, in addition to Metco’s insufficient fund fee. Get more details here.
Yes, we do! You can learn all about our business accounts here.
You bet we do! Metco Credit Union believes it’s vital to teach kids and young adults how to save and manage their finances, long before they have the opportunity to incur debt or are faced with large financial decisions as adults. On our Youth Accounts page, you will find specific recommendations based on the age of the member, however we’re always happy to talk with parents/guardians and their children to determine what services fit you best!
At Metco Credit Union, the member number encompasses all individual accounts and serves as the account number for the membership savings. The account number for checking is a combination of the member number and additional numbers to create an individual checking account number.
Yes! We have a variety of personal and business credit cards based on your needs and planned usage. Visit our credit card services page for more details.
Card services is available 24 hours a day, 365 days per year at 1.800.558.3424 (consumer card) 866.552.8855 (business card)
Yes! Visa Debit cards are offered to qualified members, and are a great complement to our FREE Checking Accounts.
Yes! Our debit cards are compatible with Fitbit, Garmin Pay, Apple Pay and Samsung Pay.
Please call card services at 1.800.383.8000
Sign-up for Metco’s Debit Card Roundup Savings program and every purchase you make with your Metco debit card will round-up your purchases to the next whole dollar amount and drop the rounded amount into a savings account for you. This makes it easier to track your spending and set aside a little cash to save or spend. Learn more here.
No, we do not at this time. If you have an existing prepaid Metco Visa Gift Card, the funds are still available and the card can be used. However, we are unable to load additional funds to these cards.
We no longer issue gift or reloadable cards.
Brella is a free service that helps you protect your Metco debit card by sending you alerts when your card is used so you can quickly detect unauthorized or fraudulent activity on your account. Users have the option to receive text or email alerts, and the service can be accessed via a computer or mobile app. You can also check your account balance anytime, turn your card off and on, send money to other users and find nearby ATMs. Learn more and download the Brella app here.
It is a surcharge-free ATM. Metco Credit Union participates in the Privileged Status program, therefore Metco members are allowed to use the ATMs of other participating Privileged Status financial institutions without paying surcharge fees at the machine.
Visit the Privileged Status ATM locator here: https://www.shazam.net/atms/
