Loan Application

Individual Credit: You must complete the Applicant section about yourself and the "Other" section about your spouse/co-applicant if:

you live in or the property pledged as collateral is located in a community property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI),
your spouse will use the account, or
you are relying on your spouse's income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the Other section to the extent possible about the person on whose payments you are relying.

Joint Credit: Each Applicant must individually complete the appropriate section below. If Co-Borrower is spouse of the Applicant, mark the Co-Applicant box. Guarantor: Complete the Other section if you are a guarantor on an account/loan.

DETAILS ABOUT THE LOAN YOU ARE APPLYING FOR:

Purpose of Loan *

Description if "Other" was selected from above:

Loan Amount *

Repayment *

Payroll Deduction
Cash
Military Allotment
Automatic Payment (from an account at Metco or elsewhere)

Are you interested in having your loan protected? *

Yes
No
Unsure - please provide more information

PRIMARY APPLICANT

First & Last Name *

Last 2 digits of account number (if currently a member)

Home Phone *

Social Security Number *

Type as XXX-XX-XXXX - please type carefully and review your entry for accuracy.

Drivers License Number

Drivers License State

Birthdate (MM/DD/YYYY) *

Email

Daytime Phone Number (with extension, if applicable)

Present Address

Address Line 1

City

State

Zip Code

Do you own or rent your residence? *

Own
Rent

Monthly Payment *

Length at Residence *

Please be sure to designate "years" or "months."

Previous Address

Address Line 1

City

State

Zip Code

Did you own or rent this residence? *

Own
Rent

Monthly Payment *

Length at Residence *

Please be sure to designate "years" or "months."

Age of Dependents

Place a comma between each age.

EMPLOYMENT / INCOME INFORMATION

Employer Name

Employer Address

Address Line 1

Address Line 2

City

State

Zip Code

Title/Grade

If self-employed, please list your type of business

MILITARY: Is duty station transfer expected during the next year?

Yes
No

Start Date

Gross Monthly Income

If yes, where?

Supervisor's Name

Other Income (per month)

Ending / Separation Date

Have you been employed in this position for LESS THAN 5 years? *

Yes
No

PREVIOUS EMPLOYER

Please provide your previous employer's name and address if employed less than 5 years.

Previous Employer's Name

Previous Employer Address

Address Line 1

Address Line 2

City

State

Zip Code

REFERENCE

Please provide the name & address of your nearest relative who does not live with you.

Full Name of reference *

Address of reference

Address Line 1

Address Line 2

City

State

Zip Code

Reference's relationship to you: *

Reference's Phone *

Home
Mobile

WILL YOU HAVE A SPOUSE OR CO-APPLICANT ON THIS LOAN? *

Yes
No

___________________________

SPOUSE OR CO-APPLICANT INFORMATION

Present Address

Address Line 1

City

State

Zip Code

Previous Address

Address Line 1

City

State

Zip Code

Complete for joint credit, secured credit or if you live in a community property state:

Married
Separated
Unmarried (single, divorced or widowed)

SPOUSE OR CO-APPLICANT EMPLOYMENT / INCOME INFORMATION

Employer Name

Employer Address

Address Line 1

Address Line 2

City

State

Zip Code

Has your spouse or co-applicant been employed here for LESS than 5 years?

Yes
No

SPOUSE / CO-APPLICANT'S PREVIOUS EMPLOYER

Please provide your spouse or co-applicant's previous employer's name and address if employed less than 5 years.

Employer Name

Address

Address Line 1

Address Line 2

City

State

Zip Code

SPOUSE / CO-APPLICANT REFERENCE

Please provide the name and address of your spouse/co-applicant's nearest address that does not live with them.

Full Name of reference

Address of reference

Address Line 1

Address Line 2

City

State

Zip Code

___________________________

CURRENT DEBT

Please list all that pertain to you and/or your spouse/co-applicant.

Type of loan

Present Balance of Loan

Debt belongs to:

Applicant
Co-Applicant
Other

Check all that apply.

Creditor Name if other than Metco Credit Union

Monthly Payment

Interest Rate