Sign-up for Metco’s Debit Card Round-Up Savings program and every POS (signature transaction) purchase you make with your debit card will help you save some extra cash!
Apply for a no-annual-fee debit card securely online or stop in to the credit union to complete an application.
If your Visa Debit Card is lost or stolen, call 1.800.383.8000
To dispute a purchase made with your Debit Card – 1.833.288.1126
Our debit card customer service representatives will also call you using this number if a potentially unauthorized transaction is discovered on your card.
Should you choose “Debit” or “Credit” when using your debit card at a merchant location?
When making a purchase, it makes a difference whether you choose “credit” or “debit”: When you say “Debit” and enter your PIN number:
You enter your four-digit PIN to complete the transaction
You can access a limit of $200 per day
The merchant charges the credit union a fee for each transaction
When you say “Credit” and swipe your card, and then sign the receipt:
You can use up to the balance in your checking account or a limit of $1,500 per day, whichever is less.
The credit union receives some income from the ATM Network for this transaction
You have far more consumer protection rights when used as a credit card